Committed to your needs

Whether you have perfect credit or less than perfect credit

• Handling ALL of your Real Estate transactions

Purchase / Sale / Refinance

Personal service beyond your expectations...

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Wondering if a new home equity loan or second mortgage can lower your monthly payments? Confused by all the loan programs from which to choose? Call and speak to a loan officer at ANY time and check out our Loan Program page. We will help you find the right type of loan for you.

Feel free at anytime to call and speak to a qualified, knowledgeable loan officer. We'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Toll Free: 1 (888) 554-3848

Be confident in your choice

We are authorized by HUD/FHA, VA, Fannie Mae and Freddie Mac to obtain for you the lowest, FIXED rates available today. We offer Government programs that are here to help.

Whether you have perfect credit or less than perfect credit, you will be surprised as to what is available to you.

Many lenders promise, while we deliver.

You may be able to skip 2 months of mortgage payments after closing.

Lower your interest rate. Consolidate debt. Pull cash out for any reason.

Good Credit. Bad Credit. No Credit.

Full Income Documentation. No Income Documentation.

You are always welcome to come into our office and sit with us. Contact us in person, by telephone (888) 554-3848, or by e-mail info@a1cap.com to discuss what the best Mortgage options are for you. 

:: If you, a neighbor, a friend or a family member are behind on their mortgage payments, we can help:: ::click here:: 

:: Interested in a short sale? Buyer or Seller? Mortgage Negotiator Group now specializing in handling all Short Sale situations and education :: ::click here::